As a fintech product manager in Nigeria, I've been closely monitoring the global economic shifts, particularly the recent hikes in US interest rates. It's clear that these changes have a ripple effect on emerging markets like ours, but the specific impacts on African fintech startups remain somewhat ambiguous to me.

On one hand, higher US rates could lead to capital outflows from riskier markets, potentially tightening the funding landscape for African fintechs. This could stifle innovation and slow down the rapid growth we've witnessed in recent years. On the other hand, some argue that these conditions might encourage more sustainable business models, focusing on profitability over rapid expansion.

I'm particularly interested in understanding how these macroeconomic factors are influencing investor sentiment towards African fintechs. Are we seeing a shift in the types of funding available? How are startups adapting their strategies in response to these changes? Any insights or experiences from fellow professionals in the field would be greatly appreciated.